:root {
  --bg: #efe7d7;
  --bg-deep: #e3d7bf;
  --panel: rgba(255, 251, 242, 0.84);
  --ink: #1c271f;
  --muted: #637166;
  --accent: #0f6b57;
  --good: #1f7752;
  --warn: #b6682a;
  --bad: #a1462f;
  --shadow: 0 24px 80px rgba(71, 53, 29, 0.16);
  --radius: 26px;
}

* {
  box-sizing: border-box;
}

html, body {
  margin: 0;
  min-height: 100%;
  color: var(--ink);
  background:
    radial-gradient(circle at top left, rgba(15, 107, 87, 0.16), transparent 28%),
    radial-gradient(circle at top right, rgba(200, 127, 56, 0.14), transparent 25%),
    linear-gradient(180deg, #f6f0e3 0%, var(--bg) 48%, var(--bg-deep) 100%);
  font-family: "Avenir Next", "Segoe UI", "Helvetica Neue", sans-serif;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  pointer-events: none;
  background-image:
    linear-gradient(rgba(28, 39, 31, 0.035) 1px, transparent 1px),
    linear-gradient(90deg, rgba(28, 39, 31, 0.035) 1px, transparent 1px);
  background-size: 32px 32px;
  mask-image: linear-gradient(180deg, rgba(0, 0, 0, 0.42), transparent 78%);
}

.shell {
  max-width: 1440px;
  margin: 0 auto;
  padding: 16px 20px 42px;
}

h1, h2, h3 {
  margin: 0;
  font-family: "Iowan Old Style", "Palatino Linotype", "Book Antiqua", Georgia, serif;
  letter-spacing: -0.03em;
}

.app-topbar {
  position: sticky;
  top: 14px;
  z-index: 30;
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  gap: 16px;
  align-items: center;
  padding: 10px 12px;
  border: 1px solid rgba(255, 255, 255, 0.58);
  border-radius: 999px;
  background: rgba(250, 246, 238, 0.74);
  backdrop-filter: blur(18px);
  box-shadow: 0 20px 45px rgba(71, 53, 29, 0.12);
}

.topbar-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  min-width: 0;
}

.brand-mark {
  display: grid;
  place-items: center;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: linear-gradient(135deg, rgba(15, 107, 87, 0.18), rgba(29, 146, 117, 0.34));
  color: var(--accent);
  font-size: 1rem;
  font-weight: 900;
}

.brand-copy {
  min-width: 0;
  display: grid;
  gap: 2px;
}

.brand-copy strong {
  display: block;
  font-family: "Avenir Next", "Segoe UI", "Helvetica Neue", sans-serif;
  font-size: 0.96rem;
  letter-spacing: -0.03em;
}

.brand-copy span {
  display: block;
  color: var(--muted);
  font-size: 0.82rem;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.top-tabs {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 6px;
  min-width: 0;
  overflow-x: auto;
  scrollbar-width: none;
}

.top-tabs::-webkit-scrollbar {
  display: none;
}

.top-tab {
  flex: 0 0 auto;
  white-space: nowrap;
  padding: 10px 14px;
  border-radius: 999px;
  background: transparent;
  color: var(--muted);
  box-shadow: none;
}

.top-tab.active {
  background: rgba(255, 255, 255, 0.96);
  color: var(--ink);
  box-shadow: 0 10px 24px rgba(71, 53, 29, 0.1);
}

.topbar-actions {
  position: relative;
  display: flex;
  align-items: center;
  justify-content: flex-end;
  gap: 10px;
}

.topbar-logout {
  margin-left: auto;
}

.utility-menu {
  position: relative;
}

.utility-menu summary {
  list-style: none;
}

.utility-menu summary::-webkit-details-marker {
  display: none;
}

.utility-menu[open] .utility-trigger {
  background: rgba(255, 255, 255, 0.96);
}

.utility-menu-panel {
  position: absolute;
  right: 0;
  top: calc(100% + 10px);
  min-width: 240px;
  padding: 10px;
  border-radius: 18px;
  background: rgba(255, 251, 242, 0.96);
  border: 1px solid rgba(28, 39, 31, 0.08);
  box-shadow: 0 18px 34px rgba(71, 53, 29, 0.16);
  display: grid;
  gap: 6px;
  z-index: 50;
}

.utility-item {
  display: flex;
  align-items: center;
  width: 100%;
  justify-content: flex-start;
  padding: 11px 12px;
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.8);
  color: var(--ink);
  border: 1px solid rgba(28, 39, 31, 0.06);
  box-shadow: none;
  cursor: pointer;
}

.utility-item:hover {
  background: rgba(255, 255, 255, 0.98);
}

.utility-item-danger {
  color: var(--bad);
  background: rgba(161, 70, 47, 0.06);
}

.page-head {
  display: grid;
  grid-template-columns: minmax(0, 1.1fr) minmax(320px, 0.92fr);
  gap: 18px;
  align-items: center;
  padding: 18px 20px;
}

.page-head-copy h1 {
  margin-top: 10px;
  font-family: "Avenir Next", "Segoe UI", "Helvetica Neue", sans-serif;
  font-size: clamp(1.45rem, 1.8vw, 1.95rem);
  letter-spacing: -0.04em;
  line-height: 1.05;
}

.page-head-copy p {
  margin: 8px 0 0;
  max-width: 56ch;
  color: #314036;
  font-size: 0.95rem;
  line-height: 1.55;
}

.page-meta {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 14px;
  align-items: center;
}

.page-meta-pill {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 10px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.78);
  border: 1px solid rgba(28, 39, 31, 0.08);
  color: var(--muted);
  font-size: 0.8rem;
  font-weight: 700;
}

.page-meta .metric-chip {
  justify-content: flex-start;
}

.page-stats {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 10px;
}

.page-stat {
  min-width: 0;
  padding: 14px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.7);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.page-stat span {
  display: block;
  color: var(--muted);
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.11em;
  font-weight: 700;
}

.page-stat strong {
  display: block;
  margin-top: 7px;
  font-size: 1.08rem;
  line-height: 1.2;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 12px;
  border-radius: 999px;
  background: rgba(15, 107, 87, 0.09);
  color: var(--accent);
  font-size: 11px;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  font-weight: 700;
}

.page-head > * {
  min-width: 0;
}

.main-stack {
  display: grid;
  gap: 16px;
  margin-top: 0;
}

.layout {
  display: grid;
  grid-template-columns: repeat(12, minmax(0, 1fr));
  gap: 18px;
}

.panel {
  grid-column: span 12;
  padding: 20px;
  border-radius: var(--radius);
  background: var(--panel);
  border: 1px solid rgba(255, 255, 255, 0.5);
  backdrop-filter: blur(14px);
  box-shadow: 0 16px 40px rgba(76, 56, 27, 0.08);
  animation: rise 500ms ease both;
}

.panel.wide {
  grid-column: span 8;
}

.panel.side {
  grid-column: span 4;
}

.panel-header {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 14px;
  align-items: start;
  margin-bottom: 16px;
}

.panel-header > * {
  min-width: 0;
}

.panel-header p,
.subcopy,
.microcopy {
  margin: 0;
  color: var(--muted);
  line-height: 1.6;
}

.subcopy {
  font-size: 0.95rem;
}

.microcopy {
  font-size: 0.88rem;
}

.summary-grid {
  display: grid;
  grid-template-columns: repeat(6, minmax(0, 1fr));
  gap: 12px;
}

.budget-summary-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 12px;
}

.card {
  min-width: 0;
  padding: 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.card .label {
  color: var(--muted);
  font-size: 0.83rem;
  text-transform: uppercase;
  letter-spacing: 0.11em;
  font-weight: 700;
}

.card .value {
  margin-top: 8px;
  font-size: 1.48rem;
  line-height: 1.05;
  font-weight: 800;
}

.card .detail {
  margin-top: 8px;
  font-size: 0.92rem;
  color: var(--muted);
  line-height: 1.5;
}

.flow {
  margin-top: 18px;
  padding: 16px;
  border-radius: 20px;
  background: rgba(255, 255, 255, 0.68);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.flow-bar {
  display: grid;
  grid-template-columns: var(--expense, 0%) var(--savings, 0%) var(--goals, 0%) var(--cushion, 0%);
  height: 18px;
  border-radius: 999px;
  overflow: hidden;
  background: rgba(28, 39, 31, 0.08);
  margin-top: 12px;
}

.flow-bar span:nth-child(1) { background: linear-gradient(90deg, #cc8459, #dca77c); }
.flow-bar span:nth-child(2) { background: linear-gradient(90deg, #25715a, #5ea080); }
.flow-bar span:nth-child(3) { background: linear-gradient(90deg, #234b8f, #6482bb); }
.flow-bar span:nth-child(4) { background: linear-gradient(90deg, #d4c6a6, #efe3cb); }

.legend {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 12px;
  font-size: 0.92rem;
  color: var(--muted);
}

.legend strong {
  color: var(--ink);
}

.dot {
  display: inline-block;
  width: 10px;
  height: 10px;
  border-radius: 999px;
  margin-right: 7px;
  vertical-align: middle;
}

.columns-3 {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.budget-layout {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(0, 1.08fr);
  gap: 18px;
  align-items: start;
}

.budget-column {
  display: grid;
  gap: 18px;
}

.budget-collection {
  padding: 18px;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.5);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.budget-collection-expenses {
  background: linear-gradient(180deg, rgba(255, 251, 247, 0.92), rgba(255, 245, 236, 0.86));
  border-color: rgba(200, 127, 56, 0.14);
}

.budget-collection .editor-list {
  margin-top: 12px;
}

.budget-collection .editor-card {
  background: rgba(255, 255, 255, 0.86);
}

.budget-collection-expenses .editor-card {
  border-color: rgba(200, 127, 56, 0.14);
}

.collection-heading {
  display: grid;
  gap: 4px;
}

.stack {
  display: grid;
  gap: 12px;
}

.table {
  display: grid;
  gap: 10px;
}

.row {
  display: grid;
  grid-template-columns: minmax(0, 1.4fr) 118px;
  gap: 12px;
  align-items: center;
  padding: 12px 14px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.56);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.row .main,
.asset-row .main,
.portfolio-row .main {
  display: block;
  font-weight: 700;
}

.row .secondary,
.asset-row .secondary,
.portfolio-row .secondary {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 0.88rem;
  line-height: 1.4;
}

.metric-chip {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-wrap: wrap;
  gap: 8px;
  max-width: 100%;
  padding: 7px 11px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.58);
  border: 1px solid rgba(28, 39, 31, 0.08);
  color: var(--muted);
  font-size: 0.82rem;
  font-weight: 700;
  text-align: center;
}

.metric-chip.positive {
  color: var(--good);
}

.metric-chip.negative {
  color: var(--bad);
}

.metric-chip.warn {
  color: var(--warn);
}

.metric-chip.muted {
  color: var(--muted);
}

.metric-chip.saving {
  color: var(--accent);
}

.goal-toolbar,
.tools {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
}

button,
.button-like {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 0;
  border-radius: 999px;
  padding: 10px 14px;
  font: inherit;
  font-weight: 700;
  line-height: 1.2;
  cursor: pointer;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

button:hover,
.button-like:hover {
  transform: translateY(-1px);
}

.primary {
  background: linear-gradient(135deg, var(--accent), #1d9275);
  color: white;
  box-shadow: 0 14px 28px rgba(15, 107, 87, 0.18);
}

.secondary {
  background: rgba(15, 107, 87, 0.08);
  color: var(--accent);
}

.ghost {
  background: rgba(255, 255, 255, 0.75);
  color: var(--ink);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.danger {
  background: rgba(161, 70, 47, 0.1);
  color: var(--bad);
  border: 1px solid rgba(161, 70, 47, 0.14);
}

.small-button {
  padding: 8px 12px;
  font-size: 0.86rem;
}

.text-button {
  justify-self: start;
  align-self: end;
}

.goal-summary {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 14px;
  margin-top: 18px;
}

.goal-list {
  display: grid;
  gap: 12px;
  margin-top: 18px;
}

.goal-card {
  padding: 15px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.64);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.goal-header {
  display: flex;
  justify-content: space-between;
  gap: 12px;
  align-items: start;
}

.goal-top {
  display: grid;
  grid-template-columns: minmax(0, 1.5fr) repeat(4, minmax(0, 110px));
  gap: 12px;
  align-items: center;
}

.goal-meta {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  margin-top: 6px;
  color: var(--muted);
  font-size: 0.9rem;
}

.priority {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 7px 11px;
  border-radius: 999px;
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.03em;
}

.priority.urgent { color: white; background: linear-gradient(135deg, #8b2c2c, #b14d43); }
.priority.short { color: white; background: linear-gradient(135deg, #b26d1f, #d59f4e); }
.priority.long { color: white; background: linear-gradient(135deg, #3b6d57, #64957d); }

.progress {
  height: 10px;
  margin-top: 14px;
  border-radius: 999px;
  background: rgba(28, 39, 31, 0.08);
  overflow: hidden;
}

.progress span {
  display: block;
  height: 100%;
  border-radius: 999px;
  background: linear-gradient(90deg, var(--accent), #74a78f);
}

.form-control {
  width: 100%;
  min-width: 0;
  padding: 10px 12px;
  border-radius: 12px;
  border: 1px solid rgba(28, 39, 31, 0.12);
  background: rgba(255, 255, 255, 0.9);
  color: var(--ink);
  font: inherit;
  font-weight: 600;
}

.form-control:focus {
  outline: 2px solid rgba(15, 107, 87, 0.18);
  border-color: rgba(15, 107, 87, 0.28);
}

.field {
  display: grid;
  gap: 8px;
  min-width: 0;
}

.field span {
  color: var(--muted);
  font-size: 0.78rem;
  text-transform: uppercase;
  letter-spacing: 0.11em;
  font-weight: 700;
}

.compact-input {
  width: 100%;
  text-align: right;
}

.list-header {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
  align-items: center;
}

.editor-list {
  display: grid;
  gap: 12px;
}

.editor-card {
  padding: 14px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.editor-card-head {
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 10px;
  align-items: flex-start;
  margin-bottom: 12px;
}

.editor-card-title {
  min-width: 0;
  font-size: 0.96rem;
  font-weight: 800;
  line-height: 1.35;
  word-break: break-word;
}

.editor-card-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
}

.editor-grid {
  display: grid;
  gap: 10px;
  align-items: end;
}

.editor-grid-budget {
  grid-template-columns: minmax(0, 1fr) minmax(132px, 158px);
}

.editor-grid-account {
  grid-template-columns: minmax(0, 1.2fr) minmax(120px, 150px) minmax(140px, 1fr) minmax(140px, 1fr);
}

.editor-grid-portfolio {
  grid-template-columns: minmax(0, 1.2fr) minmax(120px, 150px) minmax(120px, 150px) minmax(120px, 150px);
}

.editor-grid-goal {
  grid-template-columns: repeat(3, minmax(0, 1fr));
}

.editor-grid-bank-connect {
  grid-template-columns: minmax(220px, 320px) minmax(0, 1fr);
}

.editor-span-2 {
  grid-column: span 2;
}

.editor-span-full {
  grid-column: 1 / -1;
}

.empty-state {
  padding: 18px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.56);
  border: 1px dashed rgba(28, 39, 31, 0.14);
  color: var(--muted);
  line-height: 1.6;
}

.slider-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) 86px;
  gap: 12px;
  align-items: center;
  margin-top: 12px;
}

input[type="range"] {
  width: 100%;
  accent-color: var(--accent);
}

.two-col {
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 18px;
}

.insight-list {
  display: grid;
  gap: 12px;
}

.insight {
  padding: 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.68);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.insight.good { box-shadow: inset 4px 0 0 var(--good); }
.insight.warn { box-shadow: inset 4px 0 0 var(--warn); }
.insight.bad { box-shadow: inset 4px 0 0 var(--bad); }

.plan-list {
  display: grid;
  gap: 12px;
}

.plan-row {
  display: grid;
  grid-template-columns: minmax(0, 1fr) auto;
  gap: 12px;
  align-items: center;
  padding: 14px 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.plan-metrics {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  justify-content: flex-end;
}

.audit {
  display: grid;
  gap: 10px;
  margin-top: 14px;
}

.audit-item {
  padding: 14px 16px;
  border-radius: 16px;
  background: rgba(200, 127, 56, 0.09);
  color: #7c4b17;
  border: 1px solid rgba(182, 104, 42, 0.14);
  line-height: 1.55;
}

.chart-shell {
  padding: 16px;
  border-radius: 22px;
  background: rgba(255, 255, 255, 0.72);
  border: 1px solid rgba(28, 39, 31, 0.08);
  margin-top: 16px;
}

.chart-header {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}

.scenario-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 12px;
  margin-top: 16px;
}

.scenario {
  padding: 16px;
  border-radius: 18px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.scenario .value {
  margin-top: 8px;
  font-size: 1.35rem;
  font-weight: 800;
}

.asset-list {
  display: grid;
  gap: 10px;
}

.asset-row {
  display: grid;
  grid-template-columns: minmax(0, 1.2fr) 110px;
  gap: 12px;
  align-items: center;
  padding: 12px 14px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.6);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.synced-account-row {
  grid-template-columns: minmax(0, 1.2fr) auto;
  align-items: flex-start;
}

.synced-account-metrics {
  display: grid;
  gap: 8px;
  justify-items: end;
  text-align: right;
}

.bank-connect-card,
.bank-connect-note {
  background: rgba(255, 255, 255, 0.7);
}

.summary-grid.bank-connection-grid {
  grid-template-columns: repeat(4, minmax(0, 1fr));
  margin-top: 14px;
}

.asset-badges {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 8px;
}

.badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 10px;
  border-radius: 999px;
  font-size: 0.8rem;
  font-weight: 700;
  color: var(--muted);
  background: rgba(15, 107, 87, 0.07);
}

.portfolio-list {
  display: grid;
  gap: 12px;
  margin-top: 16px;
}

.portfolio-row {
  display: grid;
  grid-template-columns: minmax(0, 1.25fr) 96px 96px 92px;
  gap: 10px;
  align-items: center;
  padding: 12px 14px;
  border-radius: 16px;
  background: rgba(255, 255, 255, 0.62);
  border: 1px solid rgba(28, 39, 31, 0.08);
}

.allocation-bar {
  position: relative;
  height: 10px;
  margin-top: 10px;
  border-radius: 999px;
  overflow: hidden;
  background: rgba(28, 39, 31, 0.08);
}

.allocation-bar span {
  display: block;
  height: 100%;
  border-radius: inherit;
  background: linear-gradient(90deg, #1d9275, #73aa93);
}

.footer-note {
  margin-top: 20px;
  color: var(--muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

.hidden-input {
  display: none;
}

.svg-chart {
  width: 100%;
  height: auto;
  display: block;
}

.loading,
.error-screen {
  min-height: 70vh;
  display: grid;
  place-items: center;
}

.auth-shell {
  min-height: 78vh;
  display: grid;
  place-items: center;
}

.loading-card,
.error-card {
  max-width: 720px;
  padding: 30px;
  border-radius: 28px;
  background: rgba(255, 251, 242, 0.9);
  border: 1px solid rgba(255, 255, 255, 0.6);
  box-shadow: var(--shadow);
}

.auth-card {
  width: min(100%, 620px);
  padding: 28px;
  border-radius: 26px;
  background: rgba(255, 251, 242, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.6);
  box-shadow: var(--shadow);
}

.auth-toggle {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 24px;
}

.auth-form {
  display: grid;
  gap: 14px;
  margin-top: 22px;
}

.auth-submit {
  margin-top: 8px;
}

.auth-error {
  margin-top: 14px;
  padding: 12px 14px;
  border-radius: 16px;
  color: var(--bad);
  background: rgba(161, 70, 47, 0.09);
  border: 1px solid rgba(161, 70, 47, 0.14);
  line-height: 1.5;
}

@keyframes rise {
  from { opacity: 0; transform: translateY(16px); }
  to { opacity: 1; transform: translateY(0); }
}

@media (max-width: 1180px) {
  .summary-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
  .budget-summary-grid, .page-stats { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .editor-grid-budget,
  .editor-grid-account,
  .editor-grid-portfolio,
  .editor-grid-goal,
  .editor-grid-bank-connect,
  .summary-grid.bank-connection-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
  .panel.wide, .panel.side { grid-column: span 12; }
  .app-topbar { grid-template-columns: 1fr auto; border-radius: 28px; }
  .top-tabs { grid-column: 1 / -1; order: 3; justify-content: flex-start; }
  .page-head, .budget-layout, .two-col, .columns-3 { grid-template-columns: 1fr; }
  .goal-summary { grid-template-columns: repeat(2, minmax(0, 1fr)); }
}

@media (max-width: 760px) {
  .shell { padding: 14px 12px 36px; }
  .app-topbar {
    top: 10px;
    grid-template-columns: 1fr;
    gap: 12px;
    padding: 12px;
    border-radius: 24px;
  }
  .topbar-actions { width: 100%; justify-content: space-between; }
  .topbar-logout { margin-left: 0; }
  .utility-menu-panel {
    left: 0;
    right: auto;
    min-width: min(240px, calc(100vw - 44px));
  }
  .page-head { padding: 16px; }
  .budget-collection { padding: 16px; }
  .summary-grid, .budget-summary-grid, .goal-summary, .scenario-grid, .page-stats { grid-template-columns: 1fr; }
  .editor-grid-budget,
  .editor-grid-account,
  .editor-grid-portfolio,
  .editor-grid-goal,
  .editor-grid-bank-connect,
  .plan-row,
  .goal-top,
  .portfolio-row,
  .asset-row,
  .row {
    grid-template-columns: 1fr;
  }
  .goal-header,
  .list-header {
    flex-direction: column;
    align-items: flex-start;
  }
}

@media (max-width: 520px) {
  .summary-grid, .budget-summary-grid, .goal-summary, .scenario-grid, .page-stats { grid-template-columns: 1fr; }
}